Prepaid checks

Prepaid checks
question

I had a debt recovery company call me. They wanted me to send them predated checks for three months. I it legal to write a predated check? The debt recovery company is not in my state.

answer

Laws differ from state to state. I don't believe that it is appropriate to sign pre-dated checks. You might be able to arrange for an automatic periodic payment out of a bank account of yours, or an automatic billing to a credit card of yours which you then could pay. You really should consult a general practice attorney in your state with experience with consumer credit issues.

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